Vehicle Loans

New Vehicle Loans

Getting a vehicle loan with FNEFCU is a great advantage over dealer financing. Vehicle loans at very low rates, no prepayment penalties and your choice of terms. But more important you can trust us to help you get the best deal on your new car.

Apply online through our homebanking site.  No homebanking?  Use our extended form to apply online.

General Terms

• FREE Pre-Approvals
• GAP insurance for loans greater than 80%
• No minimum loan amount for loans less than 47 months.
• $10,000 minimum for loans 59 months or less.
• We go up to 72 months in financing and up to 120% retail book value.

Car Tools

For New and Used Auto Pricing and other tools use our Auto Center.

USED Vehicle Loans

For Used Auto Pricing obtain the market value of a vehicle, safety, repair and title information by accessing CarFax after reviewing our used auto purchasing section. You can also spur dealers to bargain for your business by comparing Enterprise Car Sales (FNE's auto lending partner) for recently used vehicles.