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Savings & Investment Rates

Share Account Rates - Effective 12/16/08
Product Range APR APY
Prime Share Savings   .250% .250%
Premium Checking   .250% .250%
Rewards Checking   $0.00 - $25,000.00  5.03%  5.15%
   $25,000.01 and up  2.47%  2.50%
   If requirements not met  0.10%  0.10%
Platinum Rewards Checking  $40,000 - $50,000  3.94%  4.01%
   $50,000.01 - and up  1.98%  2.00%
   If requirements not met  0.10%  0.10%
Holiday & Vacation Club   .250% .250%
Money Maximizer $ 2,500.00  - $9,999.99 0.85% 0.85%
  $10,000.00 - $24,999.99 1.00% 1.01%
  $25,000.00 – $49,999.99 1.50% 1.51%
  $50,000.00 and up 1.80% 1.82%
IRA Money Maximizer   1.80% 1.82%
Advantage Maximizer $50,000.00 and up 2.00% 2.02%
IRA Adv Maximizer $50,000.00 and up 2.00% 2.02%
Roth Adv Maximizer $50,000.00 and up 2.00% 2.02%
CD Rates - Special
Term APR APY
9 month CD $10,000 minimum 3.72% 3.78%
9 month CD  $10,000 minimum - Advantage accounts 3.97% 4.04%
18 month CD $10,000 minimum 3.47% 3.53%
18 month CD  $10,000 minimum - Advantage accounts 3.72% 3.78%
CD Rates - Regular
  $1,000 minimum $10,000 minimum
Term APR APY APR APY
6 Month 2.03% 2.05% 2.08% 2.10%
12 Month 2.23% 2.25% 2.28% 2.30%
18 Month 2.35% 2.37% 3.47% 3.53%
24 Month 2.63% 2.66% 2.73% 2.76%
36 Month 2.83% 2.86% 2.97% 3.01%
48 Month 2.83% 2.86% 2.97% 3.01%
60 Month 3.12% 3.17% 3.27% 3.32%

** Advantage members receive Bonus ¼% rate increase (25 bp) except where indicated.

** For Share Certificates over $75,000 – call for special rates.

Rates Are Subject to Change