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Savings & Investment Rates

Share Account Rates - Effective 9/01/10
    Relationship Accounts General Membership
    How can I get these rates?  
Product Range APR APY APR APY
Prime Share Savings same rate applies to all club and sub accounts 0.10% 0.10% 0.10% 0.10%
Rewards Checking $0.00 - $15,000.00 3.450% 3.505% 2.470% 2.498%
  $15,000.01 - and up 0.25% 0.25% 0.25% 0.25%
Platinum Rewards Checking $40,000.00 - $50,000.00 1.985% 2.003% n/a n/a
  $50,000.01 - and up 0.25% 0.25% n/a n/a
Money Maximizer $2,500.00 - $24,999.99 NA NA 0.100% 0.100%
  $25,000.00 - $49,999.99 NA NA 0.300% 0.300%
  $50,000.00 and up 0.900% 0.904% 0.600% 0.602%

 

CD Rates - Effective 8/19/10
Term $1,000 Minimum
  Relationship Accounts General Membership
  How can I get these rates?    
  APR APY APR APY
6 month 1.000% 1.005% 0.450% 0.451%
12 month 1.100% 1.106% 0.550% 0.551%
18 month 1.200% 1.207% 0.650% 0.652%
24 month 1.450% 1.460% 0.900% 0.904%
36 month 1.840% 1.856% 1.290% 1.298%
48 month 2.040% 2.059% 1.490% 1.500%
60 month 2.290% 2.314% 1.740% 1.754%

 

IRA Rates* - Effective 9/01/10
    Relationship Accounts General Membership
    How can I get these rates?  
Product Range APR APY APR APY
IRA Money Maximizer   0.800% 0.803% 0.600% 0.602%
Roth Maximizer 0.800% 0.803% 0.600% 0.602%

* IRA CD Rates Same As Above

Rates are subject to change.  Penalty for early withdrawal may apply. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will be compounded every month. Dividends will be credited to your account every month.  Contact memberservices@fnefcu.org for CD rates greater $10,000.   Federally insured by NCUA.