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Loan Rates

Loan Rates for Personalized Lending - Effective 12/17/2008

Secured Loans (autos, boats, motorcycles, etc)
  24mo 36mo 48mo 60mo 72mo
Loan Rates As Low As... 6.00 6.25 6.50 6.75 7.00
  • Boats & RV loans over $25,000 10 or 15 years is available.  Add 1.5% to the 60-month rate for 10-year term and 2.5% to the 60-month rate for the 15-year term. 
  • A $100 closing fee will be charged for all consumer loans (auto loans, peronal loans, personal lines of credit) over $3,000
  • Other rates and terms offered on all vehicle loans
Unsecured Loans
  24mo 36mo 48mo 60mo 72mo
Loan Rates As Low As... 8.25% 8.25% 9.50% 10.50% N/A
Line of Credit
   
Loan Rates As Low As... 9.50%
Share Secured
  12mo 24mo 36mo 48mo
Loan Rates As Low As... 3.25 3.75 4.50 5.00
CD Term CD Rate + 2.25%
Home Equity Line Of Credit Product (Prime = 3.25%)
  To 80% To 90% To 100%
Loan Rates As Low As... Prime + 2.75% 6.00%

Prime + 4.75%

 8.00% Prime + 7.00% 10.25%
  6.21% APR  8.23% APR  10.51% APR
Fixed Home Equity Product
  To 80% To 90% To 100%
Loan Rates As Low As... 7.00% 8.00% 9.00%
   7.83% APR  8.84% APR  9.85% APR
  • Fixed Home Equity Rates based on 5-year term and require a $500 closing fee paid at closing
  • 10 & 15 year rates available by adding 1% for 10 Years and 2% for 15 years
  • Maximum rate is 18%
  • *APR = Annual Percentage Rate is variable and subject to change

 

First Mortgages - Rates as of 01/05/09
Term Rate Points APR*
30 Year Fixed 4.625% 2 4.86%
30 Year Fixed 5.250% 0 5.31%
 15 Year Fixed 4.250% 2 4.65%
15 Year Fixed 4.875% 0 4.97%
5 Year Adjustable 5.875% 0 4.35%
Click here for a complete list of rates.

All Rates based on automated payments from checking or savings

  • Add .25% to rates for coupon books
  • Special Discounts Apply for our Advantage Members
  • *APR = Annual Percentage Rate
  • Rates Are Subject To Change