First Time Home Buyers

First Time Home Buyers

Buying your first home is a big step, but it doesn't have to be a scary one.   A good way to start your search is to work with us to get the home loan that’s right for you.  From 0% down to No closing costs, we can help you get into the home of your dreams and save you thousands in the process.  Whether you have great credit or past credit problems, we have the perfect solution for you. 

Our FTHB program provides the following benefits:

• Guaranteed Closing Costs Upfront ($800 lower on average)
  
•  Program and Rate Guarantee.  We will match or beat competitors programs and rates or we pay you $500.
  
• 20% sales commission rebate after closing and a dedicated Member Advocate when you enroll in our Real Estate Services program.
  
• Free or Low cost ($70) pre-approvals (Pre-qualifications are always FREE)
  
• Great online educational tools using the tools in the right hand margin.

Our most popular FTHB home loan product is:

·       3% Down If you have limited savings, assets or credit history, you may qualify for our 3% down program.  Program benefits are:  Non-traditional credit allowances, flexibility on reserves and gift funds from family members can be used to pay closing costs.

The more you know about the home buying process, the more confident you'll feel about making these important decisions.