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Checking Accounts

CHECKING: CUSTOM MADE FOR OUR MEMBERS...

With Nationwide Access to ATMs and Branches!

Our checking accounts are custom made for our members. With services such as direct deposit, payroll deductions, free online check copies, early payday option and automated bill pay, our checking accounts can fit your every need.
Plus...

Over 28,000 Surcharge FREE ATMs nationwide, & 150 in the Harford region alone click here for printer-friendly version of Surcharge Free ATMs in CT
Access to over 3800 affiliated shared branch locations nationwide for deposits, withdrawals and over 20 different fee free transactions.
Payroll posted ONE BUSINESS DAYS EARLY! (with direct deposit of your paycheck).
FREE Debit Card, Home Banking and Bill Payment Access.

Apply for Your Checking Account Now...and transfer funds to the new account on line!

Rewards Checking

Benefits

Earn 4.10% APY on balances up to $15,000***
No minimum balance
ATM refunds up to $25 per cycle if requirements are met.
Click here for more information ...

Platinum Rewards Checking

Benefits

Earn 2.51% APY on balances up to $50,000***
Minimum Balance of $40,000
No Debit Transactions Required
Email Us for More Information at memberservices@fnefcu.org

Free Checking

Benefits

No minimum balance with direct deposit.
No monthly fee or per check charges.
Up to 5 FREE non FNE transactions per month (unlimited within our surcharge free networks).
Share transfers, OVERDRAFT & Courtesy Pay PROTECTION options assure that even when funds are not available, your next check will most likely clear

Second Chance*

Benefits

For members who have had issues with other institutions in the past
No minimum balance
Unlimited Check Writing
Free Homebanking
FREE Bill Pay
Free E-Statements
Free Debit Card **
Courtesy Pay

Use our Routing Number to begin your checking with Direct Deposit today: 2111-7690-1

*Monthly service fee of $15.00/mo. Account available for any FNEFCU member who has one occurrence on Chexsystems for an amount equal to or less than $500 with the occurrence taking place more than 12 months from new account opening. Direct deposit or a current phone bill is required to open the account. **$200.00 day maximum for all atm/debit transactions.*** 4.10% Annual Percentage Yield (APY) paid on balances between one penny and $15,000, and 0.50% APY paid on all amounts above $15,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. Rates as of October 1, 2009. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge.